Get extra assurance and security to pursue your dreams.

The IL Hospitalisation Income Benefit is an optional unit-deduction rider which can be tied to any Regular Premium Investment-Linked policy. It is designed to protect your income stream by providing you with hospitalisation income benefit in the event of illness or accidental injury. Enjoy the added comfort of knowing you are properly covered!

Benefits at a Glance
  • Added protection for existing investment-linked policyholders

    This optional rider provides hospitalisation income benefit to the life assureds of Regular Premium Investment-Linked policies, with insurance charges being deducted from the unit fund(s).

  • Daily cash benefit for hospital admissions

    For hospital room and board, a daily cash benefit will be payable, up to a maximum of 200 days per disability.

  • Additional daily cash benefit for intensive care admissions

    For admissions to the intensive care unit, an additional 1 time of daily cash benefit will be payable, up to a maximum of 100 days per disability.

  • Hospitalisation income with high lifetime limit

    IL Hospitalisation Income Benefit provides a fixed amount of daily income upon hospitalisation due to illness or injury. What’s more, your overall lifetime limit is 750 days.

What We Cover

Minimum Sum Assured RM50
Maximum Sum Assured RM500
Coverage Term Coverage ends at the age of 88


  30 days
  65 years old

Important Notes

The details above are for general information only. It is not a contract of insurance. The precise items, conditions and definitions of this insurance plan are specified in the policy contract. Please refer to the Sales Illustration and Product Disclosure Sheet for further details before deciding on your purchase.