FOCUS ON YOUR DREAMS WHILE WE TAKE CARE OF THE REST.

Accept no compromises when it comes to your health. Do what you love while staying physically and emotionally at your peak. With Smart Health Plus, you can pursue life’s endeavours with the peace of mind that you are always covered.

BENEFITS AT A GLANCE

  • No Lifetime Limit
     

    Even if your plan hits the annual limit, your plan will not be terminated until end of term.
     

  • Cashless and Hassle-free Admissions

    Smart Health provides cashless and hassle-free admission into most major hospitals and medical centres with options on hospital rooms and boards.

  • Health Reward
     

    If you do not make any claim for the first 3 years, you will enjoy Health Reward equivalent to 10% of the Annual Cost of Insurance paid.

  • Comprehensive Medical Coverage

    This plan covers the medical needs of you and your family, including in-patient, surgical and non-surgical, kidney dialysis & cancer treatment, and Daily Guardian Benefit for Children.

 
  Plan 1 (RM) Plan 2 (RM)
A) HOSPITAL BENEFITS
  • Hospital Room & Board (max. 200 days per disability)
250 350
  • Intensive Care Unit (max. 100 days per disability)
  • Hospital Supplies & Services
As Charged
(Reasonable & Customary Charges)
B) SURGICAL BENEFITS
  • Surgical Fees
  • Anaesthetist Fees
  • Operating Theatre
As Charged
(Reasonable & Customary Charges)
C) MEDICAL BENEFITS (NON-SURGICAL)
  • Pre-Hospitalisation Diagnostic Tests
    (within 60 days prior to admission)
  • Pre-Hospitalisation Specialist Consultation
    (within 60 days prior to admission)
  • Daily In-Hospital Physician Visit
    (2 visit per day)
  • Post-Hospitalisation Treatment
    (within 60 days per disability)
As Charged
(Reasonable & Customary Charges)
D) OUTPATIENT BENEFITS 
  • Emergency Accidental Outpatient Treatment

    (per accident including follow-up to 30 days)

  • Emergency Accidental Dental Treatment
    (per accident including follow-up to 30 days)
  • Home Nursing Care
    (max 180 days per lifetime)
  • Day Surgery & Day Care Benefits
  • Ambulance Fees
As Charged
(Reasonable & Customary Charges)
E) OUTPATIENT KIDNEY DIALYSIS & CANCER TREATMENT
  • Outpatient Kidney Dialysis Treatment
  • Outpatient Cancer Treatment
As Charged
(Reasonable & Customary Charges)
F) OTHER BENEFIT
  • Government Hospital Daily Cash Allowance
    (max 150 days)
100 120
  • Daily Guardian Benefit for Children
    (max 150 days)
100 120
  • Hospital Cash Benefit (per disability)
100 100
  • Medical Report Fees (per disability)
70 70
  • Hospital Service Tax
As Charged
(Reasonable & Customary Charges)
  • Health Reward (HR)
10% of Annual Cost of Insurance
OVERALL ANNUAL LIMIT
(INCLUDES BENEFITS A TO F)
1,000,000 1,200,000
G) ORGAN TRANSPLANT (ADDITIONAL LIMIT, ONCE PER LIFETIME)
  • Heart, Kidney, Lung, Liver or Bone Marrow
40,000 60,000
OVERALL LIFETIME LIMIT
(INCLUDES BENEFITS A TO G)
No Lifetime Limit No Lifetime Limit

 

Yes! I Am Interested! Please Contact Me!

 
 
 
 
State*
 
Preferred Contact Time

Eligibility

  30 days
  60 years old

(renewable up to 87 years old).