A protection plan that pays you to live – and dream.

Enjoy life to the fullest with Gibraltar BSN Guaranteed Refund @ 85, an essential plan that financially protects against death and disability. What’s more, you’re guaranteed a 100% lump sum refund of your total premiums paid upon policy maturity if no claims were made throughout your term!

Benefits at a Glance

  • Lump sum payment on 100% of premiums paid upon maturity

    If no claims are made upon the maturity of the policy, 100% of the premiums paid (less any indebtedness) will be refunded in one lump sum.

  • 100% claim of sum assured in the event of death or TPD

    This will be fulfilled upon the death or total and permanent disability (TPD) of the life assured.

  • Extra 200% claim of sum assured for accidental death or TPD

    This will be fulfilled upon the accidental death or accidental TPD of the life assured before the age of 65 or end of policy term, whichever earlier.

  • Bereavement benefit
    up to RM10,000

    An additional 10% of the sum assured, subject to a maximum of RM10,000 will be payable upon the death of the life assured.


Minimum Sum Assured RM30,000
Maximum Sum Assured No limit; subject to underwriting
Coverage Term Coverage ends at age of 85


  Two (2) weeks
  70 years old

Say ‘Yes’ to Extra Protection

Enjoy added coverage and benefits by attaching any of the following riders to this policy:

Yes! I Am Interested! Please Contact Me!

Preferred Contact Time