Benefits at a Glance

  • An afforable life protection plan with Dengue and Zika Virus Infection Coverage 

  • No medical check-up required upon signing up

  • Any Malaysian can get covered for as low as RM0.11 per day*

Death Protection Total and Permanent Disability (TPD) Accidental Death & Accidental TPD Dengue-related Hospitalisation Benefit Immediate policy issuance Protection until 70 years old

Savvy Protection for Dreams Worth Keeping Safe.

A collaboration between Gibraltar BSN and Pos Malaysia Berhad, Pos Hayat is a life insurance plan that will keep you financially protected against death and disability from as low as 11 sen per day. You can also add 2 sen more for additional dengue and zika virus infection cover! You are eligible to apply for this plan if you are between 18 years old and 65 years old.

Our Plan

Plan 1
Death1 RM3,000
Accidental Death (additional) RM10,000
Total and Permanent Disablement (TPD)1,2 Not applicable
Accidental Total and Permanent Disablement (TPD) (additional)2
Dengue-related Death
Cash Benefit for Dengue-related Hospitalisation
Plan 2
Death1 RM5,000
Accidental Death (additional) RM20,000
Total and Permanent Disablement (TPD)1,2 Not applicable
Accidental Total and Permanent Disablement (TPD) (additional)2
Dengue-related Death
Cash Benefit for Dengue-related Hospitalisation
Plan 3
Death1 RM7,000
Accidental Death (additional) RM30,000
Total and Permanent Disablement (TPD)1,2 Not applicable
Accidental Total and Permanent Disablement (TPD) (additional)2
Dengue-related Death
Cash Benefit for Dengue-related Hospitalisation
Plan 4
Death1 RM3,000
Accidental Death (additional) RM10,000
Total and Permanent Disablement (TPD)1,2 RM3,000
Accidental Total and Permanent Disablement (TPD) (additional)2 RM10,000
Dengue-related Death RM10,000
Cash Benefit for Dengue-related Hospitalisation RM30/day
Plan 5
Death1 RM5,000
Accidental Death (additional) RM20,000
Total and Permanent Disablement (TPD)1,2 RM5,000
Accidental Total and Permanent Disablement (TPD) (additional)2 RM20,000
Dengue-related Death RM20,000
Cash Benefit for Dengue-related Hospitalisation RM50/day
Plan 6
Death1 RM7,000
Accidental Death (additional) RM30,000
Total and Permanent Disablement (TPD)1,2 RM7,000
Accidental Total and Permanent Disablement (TPD) (additional)2 RM30,000
Dengue-related Death RM30,000
Cash Benefit for Dengue-related Hospitalisation RM70/day
  Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Plan 6
Death RM3,000 RM5,000 RM7,000 RM3,000 RM5,000 RM7,000
Accidental Death (additional) RM10,000 RM20,000 RM30,000 RM10,000 RM20,000 RM30,000
Total and Permanent Disability (TPD) Not applicable RM3,000 RM5,000 RM7,000
Accidental Total and Permanent Disability (TPD) (additional) RM10,000 RM20,000 RM30,000
Additional Benefit for Death due to Severe Dengue or Zika Virus Infection RM10,000 RM20,000 RM30,000
Hospitalisation Cash Benefit for Dengue Fever RM30/day RM50/day RM70/day

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*All figures are indicative estimates only and should not be relied upon to make any decision.

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