For dreams that shine in the night sky.

Ensure your hopes and dreams stay radiant with Gibraltar BSN Cash Star, a 20-year endowment plan. Through annual guaranteed cash payments and a limited commitment on premium payment, let us contribute to your quest for financial freedom through a combination of wealth accumulation and protection features.

Benefits at a Glance
  • Short premium payment term

    Pay only 5 years of premium to enjoy 20 years of coverage and all the features that Gibraltar BSN Cash Star has to offer.

  • Guaranteed cash payments

    Gibraltar BSN Cash Star gives you guaranteed cash payments at the end of every policy year, with payments increasing over time.

  • Non-guaranteed cash dividends

    Non-guaranteed cash dividends may be payable, subject to the operating and investment performance of the company.

  • Maturity benefit

    Gibraltar BSN Cash Star will pay 100% of the sum assured upon policy maturity.

  • Waiver of premium

    If the life assured is diagnosed with any of the 36 critical illnesses covered during the premium term, all future premiums for the basic plan will be waived.

  • Death & TPD benefits

    Gibraltar BSN Cash Star will pay 100% of the sum assured in the event of death or total and permanent disability (TPD) of the life assured.

  • Accidental death & accidental TPD benefits

    An additional 100% of the basic sum assured will be payable upon the death or total and permanent disability (TPD) of the life assured due to accidental causes.

What We Cover

Minimum Sum Assured RM10,000
Maximum Sum Assured No limit; subject to underwriting
Coverage Term Coverage of 20 years
Premium Payment Term Limited commitment of five (5) years


  Two (2) weeks
  60 years old

Say ‘Yes’ to Extra Protection

Enjoy added coverage and benefits by attaching any of the following riders to this policy:

Important Notes

The details above are for general information only. It is not a contract of insurance. The precise items, conditions and definitions of this insurance plan are specified in the policy contract. Please refer to the Sales Illustration and Product Disclosure Sheet for further details before deciding on your purchase.