Family

Happy Chinese New Year! The time for family reunions, great food, and of course…getting that sweet angpow! It’s a tradition where married adults give red packets containing $$$ to children, teenagers, and unmarried adults. You can actually get a sizeable amount over CNY. How to spend it is a question we ask ourselves every year. As most parents would advise when it comes to angpows, “Spend it wisely!” We’d recommend that as well! However, you don’t necessarily need to let go of treating yourself. Although there is no standard guideline, we recommend spending 80% of your angpow responsibly

Insurance is essential because it financially protects you or your loved ones against unexpected events such as hospitalization, critical illness, or even the unthinkable. When it comes to something so important, it’s advisable to avoid insurance mistakes for better financial planning and proper coverage. To avoid confusion, here’s a guide to avoid those mistakes.  ​ Source: Giphy Delaying getting insurance You may feel young, and that your insurance risk is very low. But so long as you are uninsured, uncertainty looms over your financial planning and financial worries can remain.

If you are a new parent or parent-to-be, there is one thing you should do right now in case you haven't already - start building your child’s education fund. Source: Giphy Your child’s education will take up a huge chunk of your expenses, and it is well-known that education doesn’t come cheap, especially if you opt for private or overseas education. Here is an in-depth look at public and private schools, as well as public and private institutions of higher learning. If you are really serious about giving your child the very best, you will need to start preparing early, even before he or

Starting and raising a family can be one of the most rewarding life experiences you’ll go through. But it also means big changes to your lifestyle, as well as your budget. So it’s not a decision to be taken lightly and requires careful consideration.     In Malaysia, the costs for raising a child are becoming increasingly expensive. So getting your finances in order should be your priority before anything else. Here’s what you will need to account for:   ​ Source: memegenerator.net Car and housing loans Purchasing a new car and home may very well be one of the most

First off, if you’re intrigued by this topic, it’s very likely you have a new addition to your family. Hence, Congratulations! ​Source: Giphy Having a newborn in the family is one of the biggest joys you can experience in life. It means your life will never be the same again and you’ll be embarking on a selfless transition to provide the best for your family. However, this overwhelming joy may sometimes be accompanied by an unsettling aftertaste. One minute you’ll be overjoyed by your adorable baby but the next you might be pondering how you can set a fulfilling life that your little one