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Result found: 17

Financial Protection

Spending is not only a necessity to survive. It can be gratifying to spend on our wants like the latest gadget, nice furniture, or even the car we’ve been eyeing for months. But this gratification can easily turn into unnecessary spending if we are not careful, or even snowball into an empty wallet. Here are 5 practical tips to curb unnecessary spending. ​ Source: Giphy Understanding your triggers A spending trigger is something that tempts you to spend money. For example, a situation, emotion, place, or person. It can come in many forms and be obvious or subtle. If you don’t know you
We’ve all heard the conventional wisdom, “If you fail to plan, you are planning to fail”. In finance, your effort in planning will outweigh the problems that arise when failing to plan. Let’s take a look at 5 things you can do (even right now!) for a “greener” future.   ​ Source: Tenor 1) Invest Invest now because compound interest is the financial snowball that will make your life easier in the future. It is the interest on a deposit calculated based on both the initial principal and the accumulated interest from previous periods. Relatively safe and trusted investments include
We’ve all heard “save more, spend less” for a healthy wallet. There are obvious things that drain our wallets like rent or vacation, and then there are the little expenses. If the little expenses frequently go unnoticed, they will eventually cause a surprise when you check your bank balance. ​ Source: Garfield Eating outside food too often It can be difficult when Malaysian food is so good! However, we should try to fully utilise the hundreds of Ringgit spent on groceries. Use them for cooking. If dining out becomes a daily routine, even regular dine outs can quickly add up. With food
Insurance premiums are the amount of money paid for an insurance policy. If payment is skipped and the grace period is exhausted, the insurance coverage will be lost. That financial protection gives less financial worries, peace of mind, and helps you focus on your dreams. Source: Giphy Types of premium payments It’s important to understand which type of insurance payment is suitable for you and weigh the pros and cons of each.  a) Regular Premiums and Single Premiums Regular premiums are premiums paid at specified intervals over a definite period. For example, monthly, quarterly
Malaysian food is very much ingrained in our culture. We greet each other with “Sudah makan?” So it comes as no surprise that our food is renowned for being extremely delicious. The traditional Malaysian diet is not known as healthy. However, Malaysian food can still be enjoyed while keeping our health and tummies in check. We can even go one step further and make healthier options even healthier by modifying ingredients. Here’s 5 popular healthy Malaysian food you can consider adding to your weekly meal plan. ​ Source: Giphy Nasi Kerabu Famous for its eye-catching blue rice, Nasi Kerabu