Healthcare

We all take steps such as exercise, healthy eating, and avoiding bad habits to keep healthy. It can be very gratifying to be working on avoiding bad health consequences and maximising our quality of life. However, even the healthiest are not immune to medical emergencies or the unthinkable. This is why it is important to know that should the time come when either occurs, you and your family are financially protected. But having insurance is not enough if you do not make a claim. There are two types of claims that are important to understand: medical insurance and life insurance. What is

There is growing awareness of how important insurance is, especially since the COVID-19 pandemic began.  Source: Team Coco via GIPHY In addition, a 2020 study by the Swiss Re Institute found that Malaysians are increasingly looking for insurance information online and also buying insurance digitally. This trend is probably not surprising, as e-commerce in Malaysia has been thriving over the past few years, and its growth was further accelerated during the pandemic. With so many items available to shop for online, it’s only natural that people want the same convenience when it comes

Financial security is important at all times, and this is especially true during your golden years. Without proper planning, your choices become limited. You could end up having to downsize your home, your lifestyle, and maybe even continue working.    When mapping out your retirement budget, you will no doubt take into account your basic needs such as food and utilities, as well as any wants such as home improvements, travel and hobbies.   But what are you missing? Here are four other common retirement expenses that most people, surprisingly, often forget about but should

We all like to spend. You may already have plans on what you want to buy for the coming month, even before receiving your pay. You might even be tempted to pay in advance using your credit card and leave the repayment fret for another day. Source: Tenor​ All that is fine and dandy. Spending does feel better than managing it. But it is important to pause once in a while and assess your financial condition. We all have financial goals in mind so question yourself, are the financial decisions you make today, leading you to your financial goals? The first step of any endeavour can often be

There are some misconceptions about insurance that continue to persist to this day. These misconceptions have magnified the burden of many uninsured people who face major health and physical challenges. Don’t let false beliefs prevent you from getting the financial protection you need.  We debunk five of the biggest and most common insurance myths out there: Source: Katy Perry​ MYTH 1: I’m young, healthy and single with no dependents, so I don’t need insurance Fact: Insurance may seem unnecessary when you are young, single and in good health with little to no debt. But keep in