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We take steps to live a healthy lifestyle and minimise our risk of serious illnesses, but none of us can completely prevent them. According to the Department of Statistics Malaysia, terminal and critical illnesses exceed 40% of all deaths in Malaysia in 2020, highlighting their ever-present threat across the country. In insurance, the terms critical illness and terminal illness are often used. But what are they, and why are they so important to be aware of not only when it comes to our health and wellbeing, but also in terms of insurance? We will also explore why it’s important to get insured
Alzheimer’s and Parkinson’s disease are two common neurological illnesses caused by damaged brain cells. Both disorders typically occur later in life (60 years onwards), although symptoms can also appear at a younger age.   These two health conditions can involve dementia, a general term referring to loss of memory, language, problem-solving and other thinking abilities that can interfere with daily life.  Alzheimer’s Disease (AD) AD is the most common type of dementia. The disease affects parts of the brain that control memory, thought and language, causing a progressive