Insurance

There are pros and cons when it comes to both indoor and outdoor exercises. With pandemic concerns generally having subsided, it’s a good time to go out and exercise outdoors. Malaysian weather is generally suitable for outdoor exercise with only hot temperatures at certain hours and rain to contend with. Studies have shown outdoor exercises show greater improvement in mental wellbeing compared to indoor exercises. The sunshine also helps where not only does it have a positive effect on mood, but you can also get the benefits of vitamin D! Looking for outdoor exercises that focus on burning

Happy Chinese New Year! The time for family reunions, great food, and of course…getting that sweet angpow! It’s a tradition where married adults give red packets containing $$$ to children, teenagers, and unmarried adults. You can actually get a sizeable amount over CNY. How to spend it is a question we ask ourselves every year. As most parents would advise when it comes to angpows, “Spend it wisely!” We’d recommend that as well! However, you don’t necessarily need to let go of treating yourself. Although there is no standard guideline, we recommend spending 80% of your angpow responsibly

Insurance is not just for the young. Although with fewer dependents and less financial commitments, the risk of health complications increases as we enter our golden years. Premiums are higher than if getting insured when young, but it could pay itself in the long-run. Here’s what to look for in medical insurance for senior citizens (aged 55 years and above). Source:Giphy​ Higher sum assured Medical costs for the treatment of seniors are higher due to the complexities. There has also been consistently high medical inflation in Malaysia. In general, medical inflation has stayed at 4-5x

Have you been noticing the prices of essential items such as food and fuel increasing? Rising inflation, an increase in the prices of goods and services, is affecting Malaysia today. The threat is expected to lower purchasing power for most Malaysians. During uncertain economic times not only in Malaysia but also the world, it’s important to know how to protect ourselves against inflation. Here are 3 effective ways to do so. ​ Source: Giphy Revise your budget Here are three things you need to look out for in your budget during high inflation: a) Try prioritising paying off debt. It

Critical illness cover is becoming increasingly important as high medical inflation has persisted consistently for many years in Malaysia. Critical illnesses are serious illnesses such as cancer, stroke or heart disease. The high treatment cost for critical illnesses and its negative effect on ability to work makes it important for Malaysians to consider critical illness cover. For example, the average cost for a single continuous hospital stay for cancer across public and private hospitals in Malaysia was RM7,087 in 2017. There was an 11% increase in new cancer cases and nearly 30% more