You need a critical illness plan because of the high prevalence of critical illnesses in Malaysia and the high costs associated with it. The prevalence is shown in the statistics. According to the Department of Statistics Malaysia in 2019, the leading cause of death in Malaysia was ishaemic heart disease, a critical illness making up 15.6% of deaths in Malaysia. There was also an 11% increase in new cancer cases and nearly 30% more deaths from cancer reported from 2012-2016 compared to 2007-2011 in Malaysia. Cancer incidence in Malaysia is expected to double by 2040. It can happen to anyone,
We take steps to live a healthy lifestyle and minimise our risk of serious illnesses, but none of us can completely prevent them. According to the Department of Statistics Malaysia, terminal and critical illnesses exceed 40% of all deaths in Malaysia in 2020, highlighting their ever-present threat across the country. In insurance, the terms critical illness and terminal illness are often used. But what are they, and why are they so important to be aware of not only when it comes to our health and wellbeing, but also in terms of insurance? We will also explore why it’s important to get insured
We all take steps such as exercise, healthy eating, and avoiding bad habits to keep healthy. It can be very gratifying to be working on avoiding bad health consequences and maximising our quality of life. However, even the healthiest are not immune to medical emergencies or the unthinkable. This is why it is important to know that should the time come when either occurs, you and your family are financially protected. But having insurance is not enough if you do not make a claim. There are two types of claims that are important to understand: medical insurance and life insurance. What is
Bones play many roles. It is the framework of our body, protects our organs, stores and releases minerals and fat, supports ease of movement, and produces blood cells. If we don’t eat right and don’t get enough of the right kinds of exercise, our bones can become weak and even break. It’s certainly possible to make our bones healthier. In fact, your bones are continuously changing as new bones are made and old bones are broken down. Even your skeleton is completely new every 10 years. Source: Giphy Fruits and vegetables Healthy bones are often associated with milk and other dairy
Ladies, we all take active steps to improve our health — eating healthy, exercising, staying hydrated. But taking charge of our bodies also means preventing our health from getting worse. One of the most common diseases affecting Malaysians is cancer. According to Cancer Research Malaysia, 1 in 4 Malaysians are affected by cancer. In cancer, early detection is crucial to recovery. There are changes in a woman’s body that may seem normal but could be a symptom of cancer. Here are 5 signs that are easy to ignore for women. Source: Giphy 1. Changes in the breasts You know your body well.