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Being a young adult is a time to be independent, and that also entails financial independence. When young, you may have studied personal finance in school and your experience may be limited. But in the real world, things can get complicated. What we learn may not necessarily translate easily to reality. Here are 8 effective and practical finance tips for young adults.
We’ve all heard the conventional wisdom, “If you fail to plan, you are planning to fail”. In finance, your effort in planning will outweigh the problems that arise when failing to plan. Let’s take a look at 5 things you can do (even right now!) for a “greener” future.  
Source: Many people consider life insurance and retirement planning as two separate things. One is a financial cushion for your loved ones if the unthinkable happens to you. The other is a savings plan for your golden years.   But are you aware that life insurance can also be a source of savings for your retirement? Here’s how it works: 
Source: Chris Potter Life insurance acts as a financial safety net for your loved ones in case you are no longer around. But are you aware that it can also help you grow and protect your money, by serving as an additional source of income? 
Source: You’ve bought your life insurance plan, your policy is officially in force and you ensure it remains that way by paying your premiums on time or when its due. So you’re all set, right?  Not quite. Insurance isn’t something you purchase once and forget about. Because life happens, and your circumstances change as the years go by. So it’s important that you update your life protection plan accordingly to ensure your coverage remains adequate to safeguard your loved ones.