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Broaden your knowledge on money and insurance matters with our specially written and curated articles.

Result found: 4

Medical Coverage

Insurance is not just for the young. Although with fewer dependents and less financial commitments, the risk of health complications increases as we enter our golden years. Premiums are higher than if getting insured when young, but it could pay itself in the long-run. Here’s what to look for in medical insurance for senior citizens (aged 55 years and above). Source:Giphy​ Higher sum assured Medical costs for the treatment of seniors are higher due to the complexities. There has also been consistently high medical inflation in Malaysia. In general, medical inflation has stayed at 4-5x
Almost all of us have taken on debt. Taking debt can help build wealth or increase income over time. Examples of good debt include mortgages, student loans, and small business loans. But debt that becomes challenging to pay off poses a long-term challenge to your finances. According to economists, as of the first half of 2021, Malaysia’s household debts are still at a worrying trend. Here are ways to pay off debt fast without forfeiting your other important financial benchmarks such as a healthy emergency fund or retirement savings.  ​ Source: Tenor Pay off the smallest debts first
Bones play many roles. It is the framework of our body, protects our organs, stores and releases minerals and fat, supports ease of movement, and produces blood cells. If we don’t eat right and don’t get enough of the right kinds of exercise, our bones can become weak and even break. It’s certainly possible to make our bones healthier. In fact, your bones are continuously changing as new bones are made and old bones are broken down. Even your skeleton is completely new every 10 years. ​ Source: Giphy Fruits and vegetables Healthy bones are often associated with milk and other dairy
There are a few factors to consider when it comes to getting yourself a medical insurance policy. Things like the list of benefits covered are important, but how much do you know about the annual and lifetime limits on your medical insurance plan – and how they impact the policy overall? Besides affecting the coverage amount of your insurance policy, annual and lifetime limits play a part on the price of your premium as well. Find out more about annual limits, lifetime limits, and how they relate to your medical insurance policy below. As you can see, the limits on your medical insurance