Tips

Already heard of most of the usual tips to save? Do you want something you can start on that’s low effort but could yield high savings? Many of us already know the essentials of saving money such as budgeting, cutting down on debt, and spending on essentials first. But there are also some lesser known tips or “money hacks” that could keep your wallet fuller. ​ Source: Giphy Consider the store brand for your groceries Although well-known branded products may usually be better in quality, don’t forget to consider store brands. Sometimes, the quality difference is small but there are huge

You need a critical illness plan because of the high prevalence of critical illnesses in Malaysia and the high costs associated with it. The prevalence is shown in the statistics. According to the Department of Statistics Malaysia in 2019, the leading cause of death in Malaysia was ishaemic heart disease, a critical illness making up 15.6% of deaths in Malaysia. There was also an 11% increase in new cancer cases and nearly 30% more deaths from cancer reported from 2012-2016 compared to 2007-2011 in Malaysia. Cancer incidence in Malaysia is expected to double by 2040. It can happen to anyone,

There are pros and cons when it comes to both indoor and outdoor exercises. With pandemic concerns generally having subsided, it’s a good time to go out and exercise outdoors. Malaysian weather is generally suitable for outdoor exercise with only hot temperatures at certain hours and rain to contend with. Studies have shown outdoor exercises show greater improvement in mental wellbeing compared to indoor exercises. The sunshine also helps where not only does it have a positive effect on mood, but you can also get the benefits of vitamin D! Looking for outdoor exercises that focus on burning

Have you been noticing the prices of essential items such as food and fuel increasing? Rising inflation, an increase in the prices of goods and services, is affecting Malaysia today. The threat is expected to lower purchasing power for most Malaysians. During uncertain economic times not only in Malaysia but also the world, it’s important to know how to protect ourselves against inflation. Here are 3 effective ways to do so. ​ Source: Giphy Revise your budget Here are three things you need to look out for in your budget during high inflation: a) Try prioritising paying off debt. It

Spending is not only a necessity to survive. It can be gratifying to spend on our wants like the latest gadget, nice furniture, or even the car we’ve been eyeing for months. But this gratification can easily turn into unnecessary spending if we are not careful, or even snowball into an empty wallet. Here are 5 practical tips to curb unnecessary spending. ​ Source: Giphy Understanding your triggers A spending trigger is something that tempts you to spend money. For example, a situation, emotion, place, or person. It can come in many forms and be obvious or subtle. If you don’t know you