We’ve got you covered with our comprehensive critical illness plan.
Find out more
At Gibraltar BSN, we understand that battling a life-threatening illness is extremely distressing and challenging – and even more so when you take the hefty hospitalisation expenses and medical bills into account. Our wide range of critical illness insurance plans provides comprehensive and affordable protection for you and your loved ones in Malaysia, paying out a lump sum upon diagnosis to lift the financial burden off your shoulders. Whatever your current financial and personal circumstances are, we can match you with a critical illness insurance cover that best suits your needs.
As one of Malaysia’s fast growing insurance companies, Gibraltar BSN has established itself as a reputable and trusted name in the insurance industry. We offer some of the most comprehensive yet affordable critical illness insurance plans in Malaysia, which can help safeguard your finances against a myriad of costs associated with critical illness including treatment cost, lifestyle changes, and loss of income.
We offer several critical illness insurance plans, amongst them, GoXtra Care and i-Protect & i-Protect Plus. GoXtra Care is our comprehensive critical illness insurance plan, with coverage of more than 150 critical illness conditions. With GoXtra Care, you can receive up to 350% of the coverage amount upon diagnosis of critical illness from 5 different critical illness groups.
i-Protect & i-Protect Plus cover up to five common critical illnesses, with premiums starting from as low as RM7.60 per month.
Gibraltar BSN also offers a host of supplementary riders that you can add to your critical illness insurance plan for additional financial protection against critical illnesses. Among them include Gibraltar BSN Critical Care, which pays 100% of the sum assured upon diagnosis of any of the 45 critical illnesses; CI Intense Shield, that provides coverage for Early and Advanced Stage Critical Illness conditions; and Gibraltar BSN Living Extra (Premium Waiver), a waiver of future premium of your policy upon diagnosis of any of the 44 critical illnesses. Whatever your needs are, we can match you with a suitable rider.
A: Critical illness can be defined as a life-threatening health condition that requires extensive medical attention for the support of vital functions. This includes diseases such as cancer, heart attack, stroke, coronary artery by-pass surgery, and kidney failure, among others.
A: While medical insurance covers your medical bills, critical illness insurance provides a lump-sum payment to help you cover the other financial challenges that occur when diagnosed with a critical illness.
A: As a rule of thumb, you should ideally get a minimum of five times your annual salary as income replacement for critical illness cover.
A: Common life-threatening conditions such as heart attack, stroke, and cancer are covered in our critical illness insurance plans, though the number of illnesses insured varies from plan to plan. Pre-existing conditions may be covered in our critical illness insurance plans subject to terms and conditions.
A: Once you have checked that your policy is up to date and covers your claim, you may find the relevant forms and supporting documents to make a claim here. For assistance, call us at 1 300 22 6262 or check in with us at your nearest Gibraltar BSN branch. We’ll provide you with all the necessary claim form(s) to be completed, along with information on the supporting documents we'll need from you in order to process your claim.
That's it! We have received your request.
You will be hearing from us soon.