Confirmation of Understanding


I am aware that the product provides coverage/pays out benefits on the following:

(a) Hospital Room & Board (max 200 days per disability)

(b) Intensive Care Unit (max 100 days per disability

(c) Hospital Supplies & Services

(d) Surgical Fees

(e) Anaesthetist Fees

(f) Operating Theatre

(g) Daily In-Hospital Physician Visit (2 visits per day)

(h) Day Surgery & Day Care Benefits

(i) Ambulance Fees

(j) Outpatient Kidney Dialysis Treatment

(k) Outpatient Cancer Treatment

(l) Hospital Service Tax

I am aware that the product does not provide coverage/ pay out benefits on the following: 

i-Med will not cover any hospitalisation, surgery or charges caused directly or indirectly, wholly or partly, by any one (1) of the following occurrences: 

  • Specified Illnesses within one hundred twenty (120) days from the Risk Commencement Date; or
  • Any Disability (except for Injury) and its signs or symptoms that appear within thirty (30) days from the Risk Commencement Date; or
  • Pre-existing Illness; or
  • Plastic or cosmetic Surgery and related treatments; or
  • Circumcision or any Surgery on the foreskin; or
  • Eye examination and surgical correction for visual impairments due to nearsightedness, farsightedness or astigmatism or radial keratotomy or Lasik; or
  • Dental conditions including dental treatment by Dentist or oral Surgery except as necessitated by accidental Injuries to sound natural teeth occurring wholly during the period of Insurance.

The list is non-exhaustive. Please refer to the policy contract for the fill list of exclusions under this policy.

I am aware that:

(a) If I change my mind, I have 15 days to return the policy/certificate after the date it has been delivered to me and I can obtain a refund..

To make a claim, please refer to the claims guide. For any other enquiries, our customer service can be reached at 1300-22-6622 (local) or +603-2298 0068 (overseas).

NOTE: If you are unsure about the product details, please refer to our PDS here.