Confirmation of Understanding
I am aware that the product provides coverage/pays out benefits on the following:
(c) Heart Attack
(d) Coronary Artery By-Pass Surgery
(d) Kidney Failure
I am aware that the product does not provide coverage/ pay out benefits on the following:
This Policy will not cover the benefit if the Critical Illness is directly or indirectly, wholly or partly caused by or resulted from any one (1) of the following occurrences:
- Pre-existing Illness; or
- A Waiting Period of sixty (60) days shall apply to the following categories of Critical Illnesses:
(a) Cancer – of Specified Severity and does not cover Very Early Cancers;
(b) Heart Attack – of Specified Severity.
A Waiting Period of thirty (30) days shall apply to Stroke; or
- the second diagnosis of the same Critical Illness; or
- a subsequent claim arose from the Critical Illness.
The list is non-exhaustive. Please refer to the policy contract for the fill list of exclusions under this policy.
I am aware that:
(a) If I change my mind, I have 15 days to return the policy/certificate after the date it has been delivered to me and I can obtain a refund.
To make a claim, please refer to the claims guide. For any other enquiries, our customer service can be reached at 1300-22-6622 (local) or +603-2298 0068 (overseas).
NOTE: If you are unsure about the product details, please refer to our PDS here.