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What are the benefits?

Death Benefit

Death Benefit
In the event of death, 100% of the coverage amount or Investment Account Value (whichever is higher) will be paid to your loved ones.

Total & Permanent Disability (TPD) Benefit

Total & Permanent Disability (TPD) Benefit
In the event of total and permanent disability, 100% of the coverage amount or Investment Account Value (whichever is higher) will be payable to reduce your financial burden.

Loyalty Reward

Loyalty Reward
Protect against inflation with 3% extra premium allocation (based on annual basic premium) every 3 years from 11th year until maturity.

Smart Protection

Smart Protection
Automatically boost your death & TPD coverage by 5% every 5 years until the 20th policy year.

Special Cash Allowance

Special Cash Allowance
Receive extra cash of RM1,000 upon partial withdrawal from your investment fund after the 15th policy year or age of 50 years old, whichever is later.

Maturity Benefit

Maturity Benefit
Upon maturity of your policy, Investment Account Value shall be payable in one lump sum.

Waiver of Premium

Waiver of Premium
If the event of an unfortunate event, your future premium of your policy is waived depending on the plan you choose.

Accidental Death Benefit

Accidental Death Benefit
In the event of accidental death or TPD, a lump sum of additional 100% of amount covered will be paid to your loved ones and double indemnity cover if accidental death involves public conveyance, elevator and public buildings.

Critical Illness Benefit

Critical Illness Benefit
Upon diagnosis of any of the critical illnesses, a lump sum will be payable to reduce your financial burden.

Hospitalisation & Surgical Benefit

Hospitalisation & Surgical Benefit
Receive a fixed daily income and lump sum reimbursement of surgery cost to reduce your financial burden while hospitalised.


The Important Numbers

Coverage Term
up to age 70, 75, 80, 90 & 100
Eligibility
1 year to 55 years old

Our Plan

Select Plan:
  • Plan A
  • Death / TPD Benefit

  • Additional Accidental Benefit

  • Waiver of Premium Benefit – Critical Illness

    -

  • Hospitalisation & Surgical Benefit

    -

  • Accelerated Critical Illness Benefit

    -

  • Plan B ♡♡
  • Death/TPD Benefit

  • Additional Accidental Benefit

  • Waiver of Premium Benefit – Critical Illness

  • Hospitalisation & Surgical Benefit

    -

  • Accelerated Critical Illness Benefit

    -

  • Plan C
  • Death/TPD Benefit

  • Additional Accidental Benefit

  • Waiver of Premium Benefit – Critical Illness

    -

  • Hospitalisation & Surgical Benefit

  • Accelerated Critical Illness Benefit

    -

  • Plan D
  • Death/TPD Benefit

  • Additional Accidental Benefit

  • Waiver of Premium Benefit – Critical Illness

    -

  • Hospitalisation & Surgical Benefit

    -

  • Accelerated Critical Illness Benefit

  • Plan E
  • Death/TPD Benefit

  • Additional Accidental Benefit

  • Waiver of Premium Benefit – Critical Illness

  • Hospitalisation & Surgical Benefit

  • Accelerated Critical Illness Benefit

    -

Say no more! I'd like you to contact me!

What is your current marital status?

It’s important for us to know whether our clients smoke—not to judge— but because smoking affects several aspects of their health, and therefore what protection plans we can recommend. So, tell us, are you a smoker?

A client’s past history with critical illnesses also affects what and how we can help insure you. Do you have a history of critical illness?

Next, what do you do for a living? You can type in your designation.

Last but not least: what are your interests?

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