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Death Benefit
In the event of death, 100% of the coverage amount or Investment Account Value (whichever is higher) will be paid to your loved ones.
Total & Permanent Disability (TPD) Benefit
In the event of total and permanent disability, 100% of the coverage amount or Investment Account Value (whichever is higher) will be payable to reduce your financial burden.
Loyalty Reward
Protect against inflation with 3% extra premium allocation (based on annual basic premium) every 3 years from 11th year until maturity.
Smart Protection
Automatically boost your death & TPD coverage by 5% every 5 years until the 20th policy year.
Special Cash Allowance
Receive extra cash of RM1,000 upon partial withdrawal from your investment fund after the 15th policy year or age of 50 years old, whichever is later.
Maturity Benefit
Upon maturity of your policy, Investment Account Value shall be payable in one lump sum.
Waiver of Premium
If the event of an unfortunate event, your future premium of your policy is waived depending on the plan you choose.
Accidental Death Benefit
In the event of accidental death or TPD, a lump sum of additional 100% of amount covered will be paid to your loved ones and double indemnity cover if accidental death involves public conveyance, elevator and public buildings.
Critical Illness Benefit
Upon diagnosis of any of the critical illnesses, a lump sum will be payable to reduce your financial burden.
Hospitalisation & Surgical Benefit
Receive a fixed daily income and lump sum reimbursement of surgery cost to reduce your financial burden while hospitalised.
Death / TPD Benefit
✓
Additional Accidental Benefit
✓
Waiver of Premium Benefit – Critical Illness
-
Hospitalisation & Surgical Benefit
-
Accelerated Critical Illness Benefit
-
Death/TPD Benefit
✓
Additional Accidental Benefit
✓
Waiver of Premium Benefit – Critical Illness
✓
Hospitalisation & Surgical Benefit
-
Accelerated Critical Illness Benefit
-
Death/TPD Benefit
✓
Additional Accidental Benefit
✓
Waiver of Premium Benefit – Critical Illness
-
Hospitalisation & Surgical Benefit
✓
Accelerated Critical Illness Benefit
-
Death/TPD Benefit
✓
Additional Accidental Benefit
✓
Waiver of Premium Benefit – Critical Illness
-
Hospitalisation & Surgical Benefit
-
Accelerated Critical Illness Benefit
✓
Death/TPD Benefit
✓
Additional Accidental Benefit
✓
Waiver of Premium Benefit – Critical Illness
✓
Hospitalisation & Surgical Benefit
✓
Accelerated Critical Illness Benefit
-
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