Life Insurance

As you navigate life’s wonders, we’ve got you and your loved ones covered.

Life Insurance Plans

You never know how your circumstances may take a sudden turn and wreak havoc on your carefully laid plans. No matter what stage in life you are in, we provide you with peace of mind. As one of Malaysia’s fast growing insurance companies, Gibraltar BSN offers a wide range of life insurance plans. Whether you are looking for term life insurance, whole life insurance, or life insurance with an investment plan, we have options to help financially protect you and your loved ones.

Investment-Linked Plan

Term Life / Whole Life

Personal Accident


Why Choose Us?

Gibraltar BSN is one of Malaysia’s fast growing insurance companies, with proven expertise, credibility, and a strong reputation in the life insurance industry. We specialise in comprehensive and affordable protection solutions that will safeguard you and your loved ones against potential financial hardships. You can purchase GoProtect that includes benefits such as death and total & permanent disability through our wealth advisors. You can also get our i-FlexCover which starts from only RM3.90 per month that offers flexible coverage that can be adjusted at any time.

Gibraltar BSN life insurance

Our Scope of Life Insurance Plans

We have a wide variety of life insurance policies in Malaysia that cater to different needs and budgets. You can choose term life and whole life insurance plans that provide extensive coverage against death, accidental death, and total & permanent disability. In addition, we also offer policies covering personal accidents, as well as investment-linked life insurance plans which provide a combination of insurance protection, savings, and investment. No matter if you’re an aspiring young professional, a new parent, or nearing retirement, we can deliver a protection solution that will give you peace of mind.

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Why do I need life insurance?

Life has a way of throwing a wrench in your plans when it’s least expected. In the event of your unexpected death, a life insurance plan provides your nominee(s) with financial relief to help them cope with the practicalities of such a loss. It can help you lead your life to the fullest without having to worry about your loved ones’ financial future. Depending on your chosen life insurance plan, your nominee(s) will receive benefits as specified in the plan.

Life insurance plans usually also include disability insurance which can replace a portion of your income if you can’t work.


What is the difference between medical insurance and life insurance?

Medical insurance pays for medical bills but does not provide life cover. Life insurance provides a lump-sum payment to the insured’s nominee in the event of death or to the insured in the event of total & permanent disability.


How much coverage do I need?

As a general rule of thumb, you should set aside 10 times your annual income for life protection.


What are the different types of life insurance available?

The main types of life insurance plans include term life insurance, whole life insurance, and investment-linked life insurance. Term life insurance provides coverage for a fixed period of time while whole life insurance lasts an entire lifetime and offers cash value. Life insurance with investment plans combines insurance with savings and investment benefits, with some of the premiums invested into relevant funds for potential growth in returns.


How to make a claim?

In the event of death or total & permanent disability, nominee or life assured has to check that the life insurance policy is up to date and there are benefits claimable. You may find the relevant forms and supporting documents to make a claim here. For assistance, call us at 1 300 22 6262 or check in with us at your nearest Gibraltar BSN branch. We’ll provide you with all the necessary claim form(s) to be completed, along with information on the supporting documents we'll need from you in order to process your claim. 

To expedite the payout of the policy monies in the event of a death, please ensure the policy owner makes a nomination by downloading and completing the Nomination Form on our website.

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What is your current marital status?

It’s important for us to know whether our clients smoke—not to judge— but because smoking affects several aspects of their health, and therefore what protection plans we can recommend. So, tell us, are you a smoker?

A client’s past history with critical illnesses also affects what and how we can help insure you. Do you have a history of critical illness?

Next, what do you do for a living? You can type in your designation.

Last but not least: what are your interests?


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