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What are the Benefits?
3-High Cover
Upon diagnosis of high blood cholesterol, high blood pressure or high blood sugar, a lump sum will be payable to support the cost of your recuperation.
Loyalty Reward
Extra 3% of premium allocation every 2nd premium stream year after the 10th premium stream year.
Smart Protection
Coverage increases by 5% at the beginning of the 6th and 11th policy year.
Additional Accidental Death Benefit outside Malaysia
Additional 300% coverage will be payable in the event of accidental death occurring outside Malaysia.
Additional Accidental Death Benefit due to Public Conveyance
Additional 200% coverage will be payable in the event of accidental death due to Public Conveyance (eg. train, bus, e-hailing transports).
Additional Accidental Death Benefit
Additional 100% coverage will be payable in the event of death resulting from an accident.
Flexible Premium Payment Term
Pay premiums for 5, 10, 20 years or full coverage term. Continue to enjoy all the benefits!
Death Benefit
In the event of death, a lump sum will be paid to your loved ones.
Total & Permanent Disability (TPD) Benefit
In the event of total and permanent disability, a lump sum will be payable to reduce your financial burden.
Maturity Benefit
Upon maturity of your policy, Investment Account Value shall be payable in one lump sum.
Selection of riders to enhance your protection
Enhance your main policy with critical illness and waiver of premium riders.
Renewal Option
You can choose to renew your policy up to the maximum maturity age of 100 years old.
Investment-linked funds
Plan for the future with our range of investment funds that are tailored for your needs and risk appetite.
Find out moreThe Important Numbers
Minimum Annual Regular Premium
RM2,400
Coverage Term Up to
100 years old
Eligibility
30 days to up to 69 years old
Enhance your policy
Want to add extra coverage to your main policy? Choose among these riders that best suit your needs!
Downloads
It’s important for us to know whether our clients smoke—not to judge— but because smoking affects several aspects of their health, and therefore what protection plans we can recommend. So, tell us, are you a smoker?
A client’s past history with critical illnesses also affects what and how we can help insure you. Do you have a history of critical illness?
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Hear what others are saying about us:
"I like the website, it is a reflection of a dynamic company with innovative products."
by Yong"I chose Gibraltar BSN for its good funds track record to diversify my investment portfolio, and I am confident in Gibraltar to manage my legacy during unforeseen events."
by GK"I found that Gibraltar BSN products are very affordable and suit the needs of my family. They also have an excellent and consistent fund performance which I am treating that as savings for my children's future."
by Angie Lam"Gibraltar BSN's financial advisors were able to provide professional and thorough advice to help me in planning and achieving my financial goals at every stage of my life."
by Anna"I prefer Gibraltar BSN because it gives consistent and good return rates from investment plan and there's no processing fee as well."
by Su Yong"The family plan is so affordable and it offers a good rates. The agents are good in recommending plans that are suitable for saving for my children's future as well as getting them medical card. When comes to payment, I can easily pay with their multiple payment channels."
by Shirleen Tan"I know with Gibraltar BSN, I am not worried for my kids' future. I can grow my savings with their investment plan and also getting comprehensive medical coverage for the whole family."
by Brandon"The agent that called me was very polite and patient with me, their tele-sale process was relatively simple with clear next steps at each stage. The entire process gives me the impression that they care about me as a customer in making sure that help is available whenever I need it."
by Kieran Paresh
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