Gibraltar BSN Guaranteed Refund @ 85

Enjoy your golden age when you receive 100% of your total premiums paid at policy maturity.


What are the benefits?

Maturity Benefit

Maturity Benefit
Upon maturity, you will get back 100% of the premium you have paid in lump sum.

Accidental Death & Total Permanent Disability (TPD) Benefit

Accidental Death & Total Permanent Disability (TPD) Benefit
Should accidental death or TPD occur, an additional lump sum of 200% of your sum assured will be made payable to your loved ones or reduce your financial burden.

Death Benefit

Death Benefit
In the event of death, a lump sum will be paid to your loved ones.

Total & Permanent Disability (TPD) Benefit

Total & Permanent Disability (TPD) Benefit
In the event of total and permanent disability, a lump sum will be payable to reduce your financial burden.

Bereavement Benefit

Bereavement Benefit
In the event of death, there will be additional payout to your loved ones with up to RM10,000.

The Important Numbers

Minimum Sum Assured
Coverage Term
Coverage ends at age of 85
2 weeks to 60 years old

Enhance your policy

Want to add extra coverage to your main policy? Choose among these riders that best suit your needs!

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What is your current marital status?

It’s important for us to know whether our clients smoke—not to judge— but because smoking affects several aspects of their health, and therefore what protection plans we can recommend. So, tell us, are you a smoker?

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