i-Care

Let your family enjoy special little moments. From only RM9.75/month your family can receive financial support of up to RM500,000 with our life insurance plan. You can get an instant quote and also buy online in Malaysia.

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What are the benefits?

Death Benefit by Gibraltar BSN i-Care life insurance

Death Benefit
In the event of death, our online life insurance plan pays a lump sum to your loved ones.

Total & Permanent Disability (TPD) Benefit by Gibraltar BSN i-Care life insurance

Total & Permanent Disability Benefit
In the event of total and permanent disability, a lump sum will be payable to reduce your financial burden.

Accidental Death Benefit by Gibraltar BSN i-Care life insurance

Accidental Death Benefit
Should accidental death occur in Malaysia, our life insurance plan will make payable to your loved ones an additional lump sum to help them.

The Important Numbers

Coverage Term
up to 80 years old for Death Benefit
Eligibility
18 to 60 years old

Note: Renewable yearly up to 80 years old*.

Our Plan

Select Plan:
  • Plan A

  • Death Benefit

    RM100,000

  • Total and Permanent Disability Benefit

    RM100,000

  • Additional Accidental Death Benefit

    RM50,000
  • Plan B

  • Death Benefit

    RM300,000

  • Total and Permanent Disability Benefit

    RM300,000

  • Additional Accidental Death Benefit

    RM150,000
  • Plan C ♡♡

  • Death Benefit

    RM500,000

  • Total and Permanent Disability Benefit

    RM500,000

  • Additional Accidental Death Benefit

    RM250,000
i-care

i-Care

Protect yourself and your loved ones in Malaysia with a life insurance plan for death and total & permanent disability benefits of up to RM500,000, from premium as low as RM9.75 per month*. Get a quote and also buy it online today.
*Terms & Conditions apply.

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What is your current marital status?

It’s important for us to know whether our clients smoke—not to judge— but because smoking affects several aspects of their health, and therefore what protection plans we can recommend. So, tell us, are you a smoker?

A client’s past history with critical illnesses also affects what and how we can help insure you. Do you have a history of critical illness?

Next, what do you do for a living? You can type in your designation.

Last but not least: what are your interests?

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What is i-Care and how do I purchase this plan? 


i-Care is a non-participating, yearly renewable term life insurance plan that offers Malaysians insurance coverage against death, accidental death and total and permanent disability. It is a protection plan that does not include any savings or investment elements. To get an instant quote and also buy this online via i2u, click here.

 

How long do I have to pay the premiums? 


i-Care provides you with life insurance coverage that you can get an instant quote and buy online in Malaysia. It is renewable yearly up to 80 years old at the premium rates at the time of renewal. The premium rates vary depending on your age and occupation. You may check your premium rate from the Product Disclosure Sheet or get your instant life insurance quote here.

 

How do I make a claim? 


Call us at 1 300 22 6262 or visit our claim page to learn about the steps to make a claim. To expedite the pay out of the policy moneys in the event of a claim, please download and complete the “Nomination Form”.

 

What are some of the exclusions under this plan?


When you buy our online life insurance plan, no benefits will be payable in the following circumstances: 

  • Death benefit is NOT payable if the Life Assured dies due to duelling, the hand of justice, or committing or attempting to commit an unlawful act under Malaysian Law.
  • Additional Accidental Death Benefit is NOT payable if death is caused by: assault or murder, riot, suicide, being under the influence of alcohol, drug abuse, pregnancy, pre-existing disabilities, dangerous pursuits and occupation inclusive but not limited to boxing, diving and acrobat.
  • Total & Permanent Disability (TPD) Benefit is NOT payable if TPD is caused by: attempted suicide, self-inflicted injury, being under the influence of drugs or liquor, engaging in hazardous activity, engaging in a submarine voyage, performing duties in the military, pre-existing illness or accident, dangerous pursuits and occupation inclusive but not limited to boxing, diving and acrobat.

The exclusions highlighted above are not exhaustive. For further information about our online life insurance plan, please refer to the policy contract.

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