i-FlexCover

Life insurance plan with flexible coverage. Enjoy peace of mind knowing that you can adjust your insurance coverage in Malaysia anytime, at no extra cost. Get an instant quote and buy it online from only RM3.90/month.

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What are the benefits?

Death Benefit

Death Benefit
In the event of death, our online life insurance plan pays a lump sum to your loved ones.

Total & Permanent Disability Benefit

Total & Permanent Disability Benefit
In the event of total and permanent disability, a lump sum will be payable to reduce your financial burden.

Accidental Death Benefit

Accidental Death Benefit
Should accidental death occur in Malaysia, our online life insurance will pay your loved ones a lump sum of 200% coverage to help them.

Accidental Total and Permanent Disability Benefit

Accidental Total and Permanent Disability Benefit
In the event of accidental total and permanent disability, a lump sum of 200% coverage will be payable to reduce your financial burden.

Accidental Death Benefit due to Public Conveyance

Accidental Death Benefit due to Public Conveyance
300% coverage will be payable in the event of accidental death due to Public Conveyance (eg. train, bus, e-hailing transports).

Accidental Death Benefit outside Malaysia

Accidental Death Benefit outside Malaysia
300% coverage will be payable in the event of accidental death occurring outside Malaysia.

Accidental Hospital Income Benefit

Accidental Hospital Income Benefit
Receive a fixed daily income to reduce your financial burden while hospitalised due to accident.

Flexible option to choose your coverage

Flexible option to choose your coverage
You can upgrade or downgrade your coverage according to your needs.


The Important Numbers

Coverage Term
up to 61 years old
Eligibility
16 to 55 years old

i-FlexCover

i-FlexCover

Get the flexibility to upgrade/downgrade your life insurance plan based on your needs or budget for up to RM150,000 sum assured on the death benefit, from premiums as low as RM3.90 per month*. Get a quote and also buy it online today.
*Terms & Conditions apply.

Get A Quote

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What is your current marital status?

It’s important for us to know whether our clients smoke—not to judge— but because smoking affects several aspects of their health, and therefore what protection plans we can recommend. So, tell us, are you a smoker?

A client’s past history with critical illnesses also affects what and how we can help insure you. Do you have a history of critical illness?

Next, what do you do for a living? You can type in your designation.

Last but not least: what are your interests?

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What is i-FlexCover?


i-FlexCover is a term life insurance plan that offers the flexibility to decrease or increase your sum assured as and when your needs change. To get an instant quote and also buy this online via i2u, click here.

 

Am I eligible to apply?


If you are a Malaysian between 16 years old and 55 years old, you are eligible to sign up for our life insurance plan online.

 

How much does it cost?


Depending on the selected sum assured, premiums can be as low as RM3.90 per month.

 

What benefits will I get?


When you buy our online life insurance plan, you will receive coverage up to 61 years old for:

  • Death

  • Total & Permanent Disability (TPD)

  • Accidental Death

  • Accidental Total & Permanent Disability (TPD)

  • Accidental Death due to Public Conveyance

  • Accidental Death Outside Malaysia

  • Accidental Hospital Income

 

How can I make a claim?


Call us at 1 300 22 6262 or visit our claim page to learn about the steps to make a claim. To expedite the pay out of the policy moneys in the event of a claim, please download and complete the “Nomination Form”.

 

How can I change my plan?


You may contact our customer service for assistance via:
  1. Live Chat - gibraltarbsn.com
  2. Email - customerservice@gibraltarbsn.com
  3. Phone - 1 300 22 6262

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