i-Med

We cover you with an affordable medical plan, whilst you continue making your mark in this world.

Direct

What are the benefits?

Cashless and hassle-free admissions
This plan provides cashless and hassle-free admission into most major hospitals and medical centres.

Essential Medical Coverage
This plan covers the medical needs of you, including surgical and outpatient benefits.

The Important Numbers

Eligibility
18 to 45 years old
Coverage term
Coverage ends at 70 years old

*Yearly payment varies based on renewal age.

Our Plan

Select Plan:
  • Plan 1 ♡♡
  • A) Hospital Benefits

    Hospital Room & Board

    (max. 200 days per disability)

    RM150

  • Intensive Care Unit

    (max. 100 days per disability)

    Hospital Supplies & Services

    As Charged*

  • B) Surgical Benefits

    - Surgical Fees

    - Anaesthetist Fees

    - Operating Theatre

    As Charged*

  • C) Medical Benefits (Non-Surgical)

    - Daily In-Hospital Physician Visit

    - (2 visit per day)

    As Charged*

  • D) Outpatient Benefits

    - Day Surgery & Day Care benefits

    - Ambulance Fees

    As Charged*

  • E) Outpatient Kidney Dialysis & Cancer Treatment

    - Outpatient Kidney Dialysis Treatment

    - Outpatient Cancer Treatment

    As Charged*

  • F) Other Benefit

    Hospital Service Tax

    As Charged*

  • Overall Annual Limit

    RM60,000

  • Overall Lifetime Limit

    No Limit

  • Plan 2
  • A) Hospital Benefits

    Hospital Room & Board
    (max. 200 days per disability)

    RM250

  • Intensive Care Unit
    (max. 100 days per disability)

    Hospital Supplies & Services

    As Charged*

  • B) Surgical Benefits

    - Surgical Fees

    - Anaesthetist Fees

    - Operating Theatre

    As Charged*

  • C) Medical Benefits (Non-Surgical)

    - Daily In-Hospital Physician Visit

    - (2 visit per day)

    As Charged*

  • D) Outpatient Benefits

    - Day Surgery & Day Care benefits

    - Ambulance Fees

    As Charged*

  • E) Outpatient Kidney Dialysis & Cancer Treatment

    - Outpatient Kidney Dialysis Treatment

    - Outpatient Cancer Treatment

    As Charged*

  • F) Other Benefit
    Hospital Service Tax

    As Charged*

  • Overall Annual Limit

    RM90,000

  • Overall Lifetime Limit

    No Limit

*Reasonable & Customary Charges

Get a Quote

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What is your current marital status?

It’s important for us to know whether our clients smoke—not to judge— but because smoking affects several aspects of their health, and therefore what protection plans we can recommend. So, tell us, are you a smoker?

A client’s past history with critical illnesses also affects what and how we can help insure you. Do you have a history of critical illness?

Next, what do you do for a living? You can type in your designation.

Last but not least: what are your interests?

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Q: What is i-Med and how do I purchase this plan?

A: i-Med is a non-participating, yearly renewable medical insurance plan that offers medical coverage with hospital admission. It is a protection plan that does not include any savings or investment elements.

Q: How long do I have to pay the premiums?

A: i-Med is renewable yearly up to 70 years old at the premium rates at the time of renewal. The premium rates vary depending on your age and occupation, you may check your premium rate from the Product Disclosure Sheet.

Q: How do I make a claim?

A: Call us at 1 300 22 6262 or visit our claim page to learn about the steps to make a claim. 

Q: What are some of the exclusions under this plan?

A: You will not be covered for Charges incurred for Hospitalisation resulting directly or indirectly from any of the following risks, medical conditions or situations: 

  • Specified Illnesses within one hundred twenty (120) days from the Risk Commencement Date; or 
  • Any Disability (except for Injury) and its signs or symptoms that appear within thirty (30) days from the Risk Commencement Date; or
  • self-inflicted injuries or suicide or attempted suicide, while sane or insane; or 
  • Injuries or Hospitalization as a result of drug abuse, addictive disorders from substance misuse or while under the influence of alcohol; or 
  • Pre-Existing Illness; or 
  • plastic or cosmetic Surgery and related treatments; or 
  • HIV, AIDS or AIDS related disease; or
  • Congenital Disorders/Diseases or deformities including hereditary and developmental conditions; or 
  • pregnancy or pregnancy related conditions including childbirth (whether surgical or otherwise), complications arising from pregnancy such as miscarriage, abortion, pre-or post-natal care, contraceptive methods for birth control, infertility treatments and its complications. 

The exclusions highlighted above are not exhaustive. For further information, please refer to the policy contract.

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