i-Care
Let your family enjoy special little moments. From...
Find out more
Critical Illness Benefits
Upon diagnosis of any of the listed critical illnesses (up to 5 illnesses), a lump sum will be payable to reduce your financial burden.
Note: Yearly auto renewable up to age 70*.
*Renewable at the premium rate at attained age.
i-Protect Plus
5 Critical Illnesses
RM100,000
i-Protect
3 Critical Illnesses
RM100,000
i-Protect Plus
5 Critical Illnesses
RM300,000
i-Protect
3 Critical Illnesses
RM300,000
i-Protect Plus
5 Critical Illnesses
RM500,000
i-Protect
3 Critical Illnesses
RM500,000
That's it! We have received your request.
You will be hearing from us soon.
Q: What is i-Protect and i-Protect Plus?
A: i-Protect and i-Protect Plus are a non-participating, yearly auto renewable term policies that cover Critical Illnesses (CI) stated above.
It is a protection plan that does not include any savings or investment elements.
Q: How much can I choose to cover myself and what is the coverage term for this plan?
A: i-Protect and i-Protect Plus offer coverage up to the age of 70 for 3 CIs & 5 CIs respectively. You can choose from the plans (stated above) with different amount of coverage that suits your needs.
Upon diagnosis of any one of the Critical Illnesses under the Chosen Package Option; i-Protect and i-Protect Plus, 100% of the Sum Assured will be payable. After which, the policy shall be terminated.
Q: How long do I have to pay the premiums?
A: i-Protect and i-Protect Plus are yearly auto renewable up to 70 years old at the premium rates at the time of renewal. The premium rates vary depending on your age and gender.
Q: How do I make a claim?
A: Call us at 1 300 22 6262 or visit our claim page to learn about the steps to make a claim. To expedite the pay out of the policy moneys in the event of a claim, please download and complete the “Nomination Form”.
Q: What are some of the exclusions under this plan?
A: The exclusions under this plan include:
Pre-existing illness; or
If the Critical Illness is diagnosed within the Waiting Period as defined.
Cancer – of Specified Severity and does not cover Very Early Cancers;
Coronary Artery By-pass Surgery;
Heart Attack – of Specified Severity.
A Waiting Period of 30 days shall apply to Stroke and Kidney Failure.
The exclusions highlighted above are not exhaustive. For further information, please refer to the policy contract.
"I like the website, it is a reflection of a dynamic company with innovative products."
by Yong“I chose Gibraltar BSN for its good funds track record to diversify my investment portfolio, and I am confident in Gibraltar to manage my legacy during unforeseen events.”
by GK"I love Gibraltar BSN Pos Hayat because it is affordable and it also povides a very good coverage. It costs only RM91 per year with such good benefit and features."
by Faizal"I found that Gibraltar BSN products are very affordable and suit the needs of my family. They also have an excellent and consistent fund performance which I am treating that as savings for my children's future."
by Angie Lam"Gibraltar BSN's financial advisors were able to provide professional and thorough advice to help me in planning and achieving my financial goals at every stage of my life."
by Anna"I prefer Gibraltar BSN because it gives consistent and good return rates from investment plan and there's no processing fee as well."
by Su Yong"The family plan is so affordable and it offers a good rates. The agents are good in recommending plans that are suitable for saving for my children's future as well as getting them medical card. When comes to payment, I can easily pay with their multiple payment channels."
by Shirleen Tan"I know with Gibraltar BSN, I am not worried for my kids' future. I can grow my savings with their investment plan and also getting comprehensive medical coverage for the whole family."
by Brandon"The agent that called me was very polite and patient with me, their tele-sale process was relatively simple with clear next steps at each stage. The entire process gives me the impression that they care about me as a customer in making sure that help is available whenever I need it."
by Kieran Paresh