i-Protect & i-Protect Plus

With our critical illness insurance, get covered for up to 5 common critical illnesses. From only RM7.60/month, get an instant quote and also buy online in Malaysia.

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What are the benefits?

Critical Illness Benefit by Gibraltar BSN i-Protect & i-Protect Plus medical insurance plan

Critical Illness Benefits
Upon diagnosis of any of the listed critical illnesses (up to 5 illnesses), a lump sum will be payable to reduce your financial burden.

The Important Numbers

Eligibility
18 to 60 years old

Note: Yearly auto renewable up to age 70*.
*Renewable at the premium rate at attained age.

Our Plan

Select Plan:
  • Plan A

  • i-Protect Plus

    5 Critical Illnesses

    • Cancer
    • Stroke
    • Heart Attack
    • Coronary Artery By-Pass Surgery
    • Kidney Failure

    RM100,000

  • i-Protect

    3 Critical Illnesses

    • Cancer
    • Stroke
    • Heart Attack

    RM100,000
  • Plan B ♡♡

  • i-Protect Plus

    5 Critical Illnesses

    • Cancer
    • Stroke
    • Heart Attack
    • Coronary Artery By-Pass Surgery
    • Kidney Failure

    RM300,000

  • i-Protect

    3 Critical Illnesses

    • Cancer
    • Stroke
    • Heart Attack

    RM300,000
  • Plan C

  • i-Protect Plus

    5 Critical Illnesses

    • Cancer
    • Stroke
    • Heart Attack
    • Coronary Artery By-Pass Surgery
    • Kidney Failure

    RM500,000

  • i-Protect

    3 Critical Illnesses

    • Cancer
    • Stroke
    • Heart Attack

    RM500,000
i-Protect & i-Protect Plus

i-Protect & i-Protect Plus

Be it cancer or heart attack, a lump sum will be payable for any of the listed critical illnesses up to RM500,000, from premiums as low as RM7.60 per month*. Get a quote and also buy it online today.
*Terms & Conditions apply.

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What is your current marital status?

It’s important for us to know whether our clients smoke—not to judge— but because smoking affects several aspects of their health, and therefore what protection plans we can recommend. So, tell us, are you a smoker?

A client’s past history with critical illnesses also affects what and how we can help insure you. Do you have a history of critical illness?

Next, what do you do for a living? You can type in your designation.

Last but not least: what are your interests?

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What is i-Protect and i-Protect Plus?


i-Protect and i-Protect Plus are non-participating, yearly auto renewable critical illness insurance term policies in Malaysia that cover the Critical Illnesses (CI) stated above. To get an instant quote and also buy this online via i2u, click here.

It is a protection plan that does not include any savings or investment elements.

 

How much can I choose to cover myself and what is the coverage term for this plan?


When you buy i-Protect and i-Protect Plus online, enjoy critical illness insurance coverage in Malaysia up to the age of 70 for 3 CIs & 5 CIs respectively. You can choose from the plans (stated above) with different amount of coverage that suit your needs.

Upon diagnosis of any one of the Critical Illnesses under the Chosen Package Option; i-Protect and i-Protect Plus, 100% of the Sum Assured will be payable. After which, the policy shall be terminated.

 

How long do I have to pay the premiums?


i-Protect and i-Protect Plus provides you with critical illness insurance that you can get an instant quote and also buy online in Malaysia. It is auto-renewable yearly up to 70 years old at the premium rates at the time of renewal. The premium rates vary depending on your age and occupation, you may check your premium rate from the Product Disclosure Sheet or get your instant critical illness insurance quote here.

 

How do I make a claim?


Call us at 1 300 22 6262 or visit our claim page to learn about the steps to make a claim. 

 

What are some of the exclusions under this plan?


When you buy our online critical illness insurance plan, there are exclusions which include:

  1. Pre-existing illness; or 

  2. If the Critical Illness is diagnosed within the Waiting Period as defined.

  • A Waiting Period of 60 days shall apply to the following categories of Critical Illnesses: 

    • Cancer – of Specified Severity and does not cover Very Early Cancers;

    • Coronary Artery By-pass Surgery;

    • Heart Attack – of Specified Severity.

    • A Waiting Period of 30 days shall apply to Stroke and Kidney Failure. 

  • The second diagnosis of the same Critical Illness; or
    • A subsequent claim arising from the Critical Illness; or e. From a self-inflicted injury or any threat to injure oneself whether sane or insane. 

The exclusions highlighted above are not exhaustive. For further information about our online critical illness insurance plan, please refer to the policy contract.

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