i-Protect & i-Protect Plus

Every day is a brighter day as we cover the basic needs and bills of critical illnesses.

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What are the benefits?

Critical Illness Benefit by Gibraltar BSN i-Protect & i-Protect Plus medical insurance plan

Critical Illness Benefits
Upon diagnosis of any of the listed critical illnesses (up to 5 illnesses), a lump sum will be payable to reduce your financial burden.

The Important Numbers

Eligibility
18 to 60 years old

Note: Yearly auto renewable up to age 70*.
*Renewable at the premium rate at attained age.

Our Plan

Select Plan:
  • Plan A

  • i-Protect Plus

    5 Critical Illnesses

    • Cancer
    • Stroke
    • Heart Attack
    • Coronary Artery By-Pass Surgery
    • Kidney Failure

    RM100,000

  • i-Protect

    3 Critical Illnesses

    • Cancer
    • Stroke
    • Heart Attack

    RM100,000
  • Plan B ♡♡

  • i-Protect Plus

    5 Critical Illnesses

    • Cancer
    • Stroke
    • Heart Attack
    • Coronary Artery By-Pass Surgery
    • Kidney Failure

    RM300,000

  • i-Protect

    3 Critical Illnesses

    • Cancer
    • Stroke
    • Heart Attack

    RM300,000
  • Plan C

  • i-Protect Plus

    5 Critical Illnesses

    • Cancer
    • Stroke
    • Heart Attack
    • Coronary Artery By-Pass Surgery
    • Kidney Failure

    RM500,000

  • i-Protect

    3 Critical Illnesses

    • Cancer
    • Stroke
    • Heart Attack

    RM500,000

i-Protect & i-Protect Plus

Be it cancer or heart attack, a lump sum will be payable of any for the listed critical illnesses for up to RM500,000, from premium as low as RM7.60 per month*.
*Terms & Conditions apply.

Get A Quote
Contact me

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What is your current marital status?

It’s important for us to know whether our clients smoke—not to judge— but because smoking affects several aspects of their health, and therefore what protection plans we can recommend. So, tell us, are you a smoker?

A client’s past history with critical illnesses also affects what and how we can help insure you. Do you have a history of critical illness?

Next, what do you do for a living? You can type in your designation.

Last but not least: what are your interests?

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Q: What is i-Protect and i-Protect Plus?

A: i-Protect and i-Protect Plus are a non-participating, yearly auto renewable term policies that cover Critical Illnesses (CI) stated above. You may purchase this via i2u, click here.

It is a protection plan that does not include any savings or investment elements.

Q: How much can I choose to cover myself and what is the coverage term for this plan?

A: i-Protect and i-Protect Plus offer coverage up to the age of 70 for 3 CIs & 5 CIs respectively. You can choose from the plans (stated above) with different amount of coverage that suits your needs.

Upon diagnosis of any one of the Critical Illnesses under the Chosen Package Option; i-Protect and i-Protect Plus, 100% of the Sum Assured will be payable. After which, the policy shall be terminated.

Q: How long do I have to pay the premiums?

A: i-Protect and i-Protect Plus are yearly auto renewable up to 70 years old at the premium rates at the time of renewal. The premium rates vary depending on your age and gender.

Q: How do I make a claim?

A: Call us at 1 300 22 6262 or visit our claim page to learn about the steps to make a claim. 

Q: What are some of the exclusions under this plan?

A: The exclusions under this plan include:

  1. Pre-existing illness; or 

  2. If the Critical Illness is diagnosed within the Waiting Period as defined.

  • A Waiting Period of 60 days shall apply to the following categories of Critical Illnesses: 

    • Cancer – of Specified Severity and does not cover Very Early Cancers;

    • Coronary Artery By-pass Surgery;

    • Heart Attack – of Specified Severity.

    • A Waiting Period of 30 days shall apply to Stroke and Kidney Failure. 

  • The second diagnosis of the same Critical Illness; or
    • A subsequent claim arising from the Critical Illness; or e. From a self-inflicted injury or any threat to injure oneself whether sane or insane. 

The exclusions highlighted above are not exhaustive. For further information, please refer to the policy contract.

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