Leaders in Action

Dato’ Haji Kamil Khalid Ariff was appointed as an Independent Non-Executive Director of Uni Asia Life Insurance Bhd (now known as Gibraltar BSN Life Berhad) on 24 October 2011. Dato’ Khalid remained on the Board following the acquisition of the Company in 2014. He was subsequently appointed Chairman of the Board on 20 January 2017 and redesignated as a Chairman /Non-Independent Non-Executive Director on 19 January 2020. He is currently a member of the Board Risk Management, Board Audit, Board Nomination and Board Remuneration Committees.

Dato’ Khalid is currently the Chairman of Liberty Insurance Berhad, Public Islamic Bank Berhad and Putrajaya Holdings Sdn Bhd. He also sits on the Board of several private companies.

Throughout his illustrious career spanning over 43 years, Dato’ Khalid has served in numerous Management and Board positions in several large corporate entities which among others include Bank Muamalat Malaysia Berhad, The New Straits Times, Kumpulan Perangsang Selangor Bhd, Kumpulan Guthrie Berhad, Idris Hydraulic Berhad and Mahkota Technologies Sdn Bhd. He was also a founder Director of the Kuala Lumpur Tin Market, which he, as part of a Government Steering Committee, helped set up in the mid-1980s.

Dato’ Khalid graduated with a BSc in Management from Syracuse University in New York. He also holds a Diploma in Public Administration from ITM and an MBA in International Business from Central Michigan University, USA. 

Jonathan Graybill was appointed as an Executive Director of Gibraltar BSN Life Berhad on 18 September 2017. He is currently the Chief Strategy Officer for Prudential Holdings of Japan (PHJ) and also serves on the Boards of PHJ, Prudential of Japan (POJ), and Prudential Gibraltar Financial Life (PGFL). 

In 2016, Jonathan relocated to Singapore and assumed the role of President of the Asia x-Japan Region for Prudential International Insurance (PII). In this capacity, Jonathan was responsible for PII's businesses in Korea, Taiwan, Malaysia, Indonesia, and the regional staff located in Singapore.  

Prior to moving to Singapore, Jonathan served as the COO of PII where he supported the operations and technology organisations in twelve countries and fourteen businesses.

Jonathan has a long and successful track record at Prudential with over 30 years of service. Before joining PII, he held leadership positions in various Operations and Technology functions in U.S. Annuities, Retirement Services and Individual Life. Jonathan was responsible for Policyholder Administration in the Individual Life Business. This included the post-sale service to over ten million policyholders through operations centres located in the United States, India and the Philippines. In addition to his O&S expertise, Jonathan has deep experience in Business Continuation, Information Security and Vendor Management.

Jonathan Graybill holds a BSc in Finance from Pennsylvania State University and an MBA from Temple University, USA.

Norhafizah Binti Md Shariff was appointed as a Non-Independent Non-Executive Director of Gibraltar BSN Life Berhad on 28 April 2022. She is a member of the Board Remuneration Committee.

Norhafizah is currently the Chief Financial Officer of Bank Simpanan Nasional (“BSN”), where she oversees BSN’s finance and accounting function, including financial planning, forecasting and budgeting activities, as well as the management of its financial liquidity and capital risks. In addition to supporting BSN’s business strategy and implementation, she also oversees transformation and digitalisation activities across BSN.

Before her role in BSN, she was the Chief Financial Officer of a private equity investment firm with Funds under Management of RM4.1 billion with investments across 21 portfolio companies. She was involved in various M&A, fund restructuring activities, and other corporate exercises. As part of her role, she also oversaw value creation activities at portfolio companies across multiple industries including retail, healthcare and manufacturing, focusing on finance function transformation as well as operational improvements, including GP margin enhancements and working capital management.

She holds a Bachelor’s Degree in Accounting from Universiti Malaya, a CPA with Malaysian Institute of Certified Public Accountants (MICPA) and is a member of the Malaysian Institute of Accountants (MIA). She has over 20 years of auditing, accounting and finance experience, including four years in PricewaterhouseCoopers in Hong Kong where she left as a Senior Manager.

Ramesh Pillai was appointed as an Independent Non-Executive Director of Gibraltar BSN Life Berhad on 1 July 2016. He serves as Chairman of the Board Risk Management Committee with effect from 1 January 2022 and a member of the Board Audit, Board Nomination and Board Remuneration Committees.

Ramesh Pillai began his career with Price Waterhouse’s Financial Institutions specialism in London gaining experience in Audit, Consultancy and Corporate Finance assignments. He has over 32 years of risk management experience, both in the public and private sectors and has held various positions including Chief Executive Officer, Finance Director, and Group Chief Risk Officer (in Conventional and Islamic Banks). He was also with Pengurusan Danaharta Nasional as its Chief Risk Officer as well as Bank Negara Malaysia as the Head of its Deposit Insurance Taskforce.

Ramesh Pillai is currently the Chairman of the Board of Governors of the International Institute of Enterprise Risk Practitioners (IERP® - providing professional certification in Enterprise Risk Management), the Group Managing Director of Friday Concepts (International) - an International Boutique Risk Management, Governance and Compliance consultancy, and TriasGRC, a tech startup developing Governance, Risk and Compliance solutions. He currently sits on the boards of AmInvestment Bank Berhad, AmGeneral Insurance Berhad, and Brunei based Insurans Islam TAIB Holdings Sendirian Berhad Group. 

Ramesh Pillai holds a BSc (Honours) in Economics with Accountancy degree from Loughborough University, United Kingdom, where he specialised in Economics and Banking in general, and Islamic Banking in particular.  He is a fellow of the Institute of Chartered Accountants in England and Wales (1991) as well as the Malaysian Institute of Accountants, a Certified Enterprise Risk Manager, a Certified Risk Professional, a Qualified Risk Director, a certified Islamic Enterprise Risk Manager, and a Qualified Risk Auditor.

Oh Teik Tatt was appointed as an Independent Non-Executive Director of Gibraltar BSN Life Berhad on 24 January 2017. He serves as Chairman of Board Audit and Board Nomination Committees and a member of the Board Risk Management, and Board Remuneration Committees.

Oh Teik Tatt is a graduate in Agricultural Science from University of Malaya and was the Managing Director of Tractors Malaysia Holdings Berhad for 11 years until his retirement in 2004. He was the Chairman of Landmarks Berhad and also sits on the board of a number of companies.

Rosalind Yu was appointed as an Independent Non-Executive Director of Gibraltar BSN Life Berhad on 30 July 2021. She is a member of the Board Risk Management, Board Audit, and Board Remuneration Committees. 

Rosalind Yu brings over 30 years of experience in the Insurance industry, both locally and abroad. Over the span of her career, she has managed both Individual Life and Group businesses and has headed Customer Service & Branch Operations nationwide.

She is currently the Director of Health and Benefits at Willis Towers Watson, where she is responsible for the strategic direction, business operations, and talent management to drive business growth.

Rosalind Yu graduated with a BSc (Hons) from Monash University (Australia). She also holds a Graduate Diploma (Marketing) from the Chartered Institute of Marketing (UK) and an MBA from University of South Australia.