Board of Directors

Dato’ Haji Kamil Khalid Ariff
Dato’ Haji Kamil Khalid Ariff was appointed as an Independent Non-Executive Director of Uni Asia Life Insurance Bhd (now known as Gibraltar BSN Life Berhad) on 24 October 2011. Dato’ Khalid remained on the Board following the acquisition of the Company in 2014. He was subsequently appointed as Chairman of the Board on 20 January 2017 and was redesignated as a Non-Independent Non-Executive Director/Chairman on 19 January 2020. He is currently a member of the Board Risk Management, Board Audit, Board Nomination and Board Remuneration Committees.
Dato’ Khalid is currently the Chairman of Liberty Insurance Berhad, Putrajaya Holdings Sdn Bhd, Public Islamic Bank Berhad and AmGeneral Insurance Berhad. He also sits on the Board of several private companies.
Throughout his illustrious career spanning over 44 years, Dato’ Khalid served in numerous Management and Board positions in several large corporate entities which among others include, The New Straits Times, Mahkota Technologies Sdn Bhd, Kumpulan Perangsang Selangor Bhd, Kumpulan Guthrie Bhd, Bank Muamalat Malaysia Bhd, and Idris Hydraulic Bhd. He was also a founder Director of the Kuala Lumpur Tin Market, which he, as part of a Government Steering Committee, helped set up in the mid-1980s.
Dato’ Khalid graduated with a Bachelor of Science in Management from Syracuse University in New York. He also holds a Diploma in Public Administration from ITM and an MBA in International Business from Central Michigan University, United States of America (“USA”).

Puan Norhafizah binti Md Shariff
Norhafizah binti Md Shariff was appointed to the Board of Gibraltar BSN Life Berhad as a Non-Independent Non-Executive Director on 28 April 2022 and is a member of the Board Remuneration Committee.
Norhafizah’s career spans over 20 years and includes roles in PricewaterhouseCoopers in Hong Kong. She is currently the Chief Financial Officer of Bank Simpanan Nasional (“BSN”) overseeing Finance, Corporate Planning & Strategic Sourcing as well as Data Governance. Prior to her role at BSN, Norhafizah served as the Chief Financial Officer of a private equity firm with Funds under Management of RM4.1 billion in investments across 21 portfolio companies where she was involved in mergers and acquisitions (“M&A”) and corporate exercises, oversaw value creation and operational improvements across multiple industries.
She holds a Bachelor’s Degree in Accounting from Universiti Malaya, a CPA with Malaysian Institute of Certified Public Accountants and is a member of the Malaysian Institute of Accountants.

Mr. Ramesh Pillai
Ramesh Pillai was appointed to the Board of Gibraltar BSN Life Berhad as an Independent Non-Executive Director on 1 July 2016. He serves as Chairman of the Board Risk Management Committee with effect from 1 January 2022 and a member of the Board Audit, Board Nomination and Board Remuneration Committees.
Ramesh began his career with Price Waterhouse’s Financial Institutions specialism in London gaining experience in Audit, Consultancy and Corporate Finance assignments. He has over 35 years of risk management experience, both in the public and private sector and has held various positions, including Chief Executive Officer, Finance Director and Group Chief Risk Officer (in Conventional and Islamic Banks). He was also with Pengurusan Danaharta Nasional as its Chief Risk Officer as well as Bank Negara Malaysia as the Head of its Deposit Insurance Taskforce.
Ramesh is currently the Chairman of the Board of Governors of the International Institute of Enterprise Risk Practitioners (IERP® - providing professional certification in Enterprise Risk Management), the Group Managing Director of Friday Concepts (International), an International Boutique Risk Management, Governance and Compliance consultancy and TriasGRC, a tech startup providing Governance, Risk and Compliance solutions. He currently also sits on the boards of AmInvestment Bank Berhad and AmGeneral Insurance Berhad, and on the Board Risk Management and Board Audit Committees for the Taylors Education Group business in Malaysia and Singapore.
Ramesh holds a Bachelor of Science (Honours) in Economics with Accountancy from Loughborough University, United Kingdom, where he specialised in Economics, Accounting and Banking in general, and Islamic Banking in particular. He is a fellow of the Institute of Chartered Accountants in England and Wales (1991) as well as the Malaysian Institute of Accountants, a Certified Enterprise Risk Manager, a Certified Risk Professional, a Qualified Risk Director, a certified Islamic Enterprise Risk Manager, a Qualified Risk Auditor, and a Qualified Sustainability Risk Manager.

Mr. Oh Teik Tatt
Oh Teik Tatt was appointed as an Independent Non-Executive Director on 24 January 2017. He is the Chairman of the Board Audit and Board Nomination Committees and a member of the Board Risk Management and Board Remuneration Committees.
He is a graduate in Agricultural Science from University of Malaya, and was the Managing Director of Tractors Malaysia Holdings Berhad for 11 years until his retirement in 2004. He was the Chairman of Landmarks Bhd, and also sits on the Board of a number of companies.

Ms. Yu Chwee Kum, Rosalind
Rosalind was appointed to the Board of Gibraltar BSN Life Berhad as an Independent Non-Executive Director on 30 July 2021. She is a member of the Board Risk Management, Board Audit, and Board Remuneration Committees.
Rosalind brings over 30 years of experience in the Insurance industry, both locally and abroad. Over the span of her career, she has managed both Individual Life and Group businesses as well as heading Customer Service & Branch Operations nationwide.
She is currently the Director of Health and Benefits at Willis Towers Watson, where she is overall responsible for the strategic direction, business operations and talent management to drive business growth.
Rosalind graduated with a BSc (Hons) from Monash University (Australia). She also holds a Graduate Diploma (Marketing) from the Chartered Institute of Marketing (UK) and an MBA from University of South Australia.
Executive Management








