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What are the benefits?
Guaranteed Cash Payments
Enjoy increasing guaranteed cashback every year.
Non-guaranteed Cash Dividends
Enjoy non-guaranteed cash dividend every year which depends on company performance.
Maturity Benefit
Upon maturity, you will get back 100% of sum assured in a lump sum.
Cash Accumulation Option
Accumulate the cash payout with us to earn more cash.
Waiver of Premium by Gibraltar BSN Cash Star savings insurance plan
If diagnosis of any of the 44 critical illnesses, your future premium of your policy is waived.
Death Benefit
In the event of death, a lump sum will be paid to your loved ones.
Total & Permanent Disability (TPD) Benefit
In the event of total and permanent disability, a lump sum will be payable to reduce your financial burden.
Accidental Death Benefit
In the event of accidental death, a lump sum of additional 100% of amount covered will be paid to your loved ones.
Accidental Total and Permanent Disability Benefit
In the event of accidental TPD, a lump sum of additional 100% of amount covered will be paid to your loved ones.
The Important Numbers
Minimum Sum Assured
RM10,000
Coverage Term
20 years
Premium Payment Term
5 years
Eligibility
2 weeks to 60 years old
Enhance your policy
Want to add extra coverage to your main policy? Choose among these riders that best suit your needs!
Downloads
It’s important for us to know whether our clients smoke—not to judge— but because smoking affects several aspects of their health, and therefore what protection plans we can recommend. So, tell us, are you a smoker?
A client’s past history with critical illnesses also affects what and how we can help insure you. Do you have a history of critical illness?
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Hear what others are saying about us:
"I like the website, it is a reflection of a dynamic company with innovative products."
by Yong"I chose Gibraltar BSN for its good funds track record to diversify my investment portfolio, and I am confident in Gibraltar to manage my legacy during unforeseen events."
by GK"I found that Gibraltar BSN products are very affordable and suit the needs of my family. They also have an excellent and consistent fund performance which I am treating that as savings for my children's future."
by Angie Lam"Gibraltar BSN's financial advisors were able to provide professional and thorough advice to help me in planning and achieving my financial goals at every stage of my life."
by Anna"I prefer Gibraltar BSN because it gives consistent and good return rates from investment plan and there's no processing fee as well."
by Su Yong"The family plan is so affordable and it offers a good rates. The agents are good in recommending plans that are suitable for saving for my children's future as well as getting them medical card. When comes to payment, I can easily pay with their multiple payment channels."
by Shirleen Tan"I know with Gibraltar BSN, I am not worried for my kids' future. I can grow my savings with their investment plan and also getting comprehensive medical coverage for the whole family."
by Brandon"The agent that called me was very polite and patient with me, their tele-sale process was relatively simple with clear next steps at each stage. The entire process gives me the impression that they care about me as a customer in making sure that help is available whenever I need it."
by Kieran Paresh
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