Needs Calculator

Use our calculator to check how much insurance coverage you need.

Find out how much you need for:

Life Insurance Calculator


1. How much do you and/or your family spend every month?

2. If anything were to happen to you, how long do you want your family to be taken care of?

3. Apart from your monthly expenses, how much additional funds do you want to set aside? (Optional)

4. How much outstanding debt do you currently have? (Optional)

5. How much is your existing life insurance coverage? (Optional)

The rule of thumb is 10% of your income is utilised for insurance and based on the above;
Example on the calculation: If your monthly income is RM5,000, insurance commitment should be RM500 per month.